What is ACP and ADP discretionary testing and why should I care?
The Importance of Discretionary Testing: ACP and ADP If you’re a business owner who is interested in offering retirement benefits like a 401k, you may have heard of the words nondiscrimination or...
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What is a Pooled Employer Plan? Everything You Need to Know
Long gone are the days when retirement plans could only be offered by big corporations. Thanks to Pooled Employer Plans (PEPs), retirement plans are more accessible than ever. But what exactly is...
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Tax credits for 2022 – Your retirement plan could pay for itself
Many small- to medium-sized business owners feel that offering a retirement plan may be out of reach, but thanks to the SECURE Act, Pooled Employer Plans (PEPs) have become a game changer...
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Company Culture and Employee Retention: How to set your SMB up for success
In a world where it's increasingly difficult to find and retain top talent. It's important to remember that offering competitive pay and benefits simply doesn't cut it anymore. Now more than ever,...
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11 Modern Tactics to Retain Top Talent
The past year has seen a massive number of employees walk away from their jobs, leaving companies scrambling to find replacements and wondering why their employees walked out in the first place. ...
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Small business reputation: What employee benefits say about your business
Now, more than ever before, maintaining a positive business reputation is vital to enticing customers, attracting talent, and retaining your employees. In fact, when job hunting, more and more job seekers are...
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Pooled Employer Plans Made Easy: How to Set Up a PEP in Your Business {Step-by-Step}
A once ubiquitous offering to the American workforce, retirement plans have all but disappeared from the average small business benefits program. However, with the inception of the Pooled Employer Plan (PEP), it...
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SMB Retirement Programs: Pooled Employer Plans 101
SMB Retirement Programs: Pooled Employer Plans 101 According to a survey by Aflac, 75% of employees expect their company to provide a retirement plan as part of their benefits package. Now, if...
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401k Benefits & Pitfalls for Employers
If you’re considering 401k benefits for your business as you evaluate Pooled Employer Plans (PEPs), you need to know that there are a wide range of options available on the market, and...
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What is a Vesting Schedule?
Having a vested retirement plan is a great employee benefit. But with so many variations, options, and schedules, business owners and employees can struggle to understand what it really means. That’s why...
