Estimated Costs to Offer a QACA Basic Plan*
Please enter the information below to estimate how much this plan will cost. Use the slider to adjust average employee contribution.
*Safe-Harbor Matching Plan. The employer can contribute up to 25% of an employee’s compensation, with the total contribution capped at the annual IRS limit, which is currently $73,000 for 2025, including catch-up contributions for employees aged 50 and older. This calculator provides an estimate; please consult an accounting professional for more accurate information tailored to your business.
Maximum Cost to Offer a QACA Enhanced Plan*
Please enter the information below to estimate how much this plan will cost. Use the sliders to adjust employer contribution.
*Safe Harbor Matching Plan. The employer can contribute up to 25% of an employee’s compensation, with the total contribution capped at the annual IRS limit, which is currently $73,000 for 2025, including catch-up contributions for employees aged 50 and older. This calculator provides an estimate; please consult an accounting professional for more accurate information tailored to your business.
Costs to Offer a Minimum 3% PEP Plan*
Please enter the information below to estimate how much this plan will cost. Use the sliders to adjust employer contribution.
*Non-elective safe harbor plans. The employer can contribute up to 25% of an employee’s compensation, with the total contribution capped at the annual IRS limit, which is currently $73,000 for 2025, including catch-up contributions for employees aged 50 and older. This calculator provides an estimate; please consult an accounting professional for more accurate information tailored to your business.
Costs to Offer a Discretionary PEP Plan*
Please enter the information below to estimate how much this plan will cost. Use the sliders to adjust employee participation and employer contribution.
*The employer can contribute up to 25% of an employee’s compensation, with the total contribution capped at the annual IRS limit, which is currently $73,000 for 2025, including catch-up contributions for employees aged 50 and older. This calculator provides an estimate; please consult an accounting professional for more accurate information tailored to your business.
SECURE Act 2.0 Tax Credit Calculator
Please enter the information below to estimate how much this plan will cost. Use the sliders to adjust employee participation and employer contribution.
*These calculators are intended to provide estimates only, actual costs may vary. This calculator provides an estimate; please consult a tax professional for more accurate information tailored to your business.
